金融

房贷计算器

计算月供、总利息和还款计划表

$
$
%
%
包含税费、保险及其他费用
$
$
%
$
$
高级选项（增幅与额外还款）

税费及成本年度增幅

%
%
%
%

额外还款

$
$
$
每月还款
$1,995
每月 总计
本金与利息
房产税
房屋保险
PMI及费用
总支出
房屋价格
贷款总额
首付
总还款额
总利息
还清日期

还款计划表

月份 日期 利息 本金 剩余本金
使用方法
  1. Enter the home price — the purchase price of the home.
  2. Set your down payment as a dollar amount or percentage.
  3. Choose the loan term (10, 15, 20, 25, or 30 years).
  4. Enter the annual interest rate from your lender.
  5. Optionally add property tax, home insurance, and PMI for a total payment estimate.
  6. Click Calculate to see your monthly payment and full amortization schedule.

公式

M = P × [r(1+r)ⁿ] / [(1+r)ⁿ − 1]
M = Monthly payment
P = Principal loan amount
r = Monthly interest rate (annual rate ÷ 12)
n = Number of payments (years × 12)