金融
复利计算器
计算不同复利周期的复利增长
使用方法
- Enter your Initial Investment (lump sum).
- Add a Monthly Contribution if you plan to contribute regularly.
- Set the Annual Interest Rate (e.g., 7% for stock market average).
- Choose the Time Period in years.
- Select how often interest is compounded (daily, monthly, annually).
公式
A = P(1 + r/n)^(nt) + PMT × [(1 + r/n)^(nt) − 1] / (r/n)
A Future value (ending balance) P Principal (initial investment) r Annual interest rate (decimal) n Compounding frequency per year t Time in years PMT Regular payment (monthly contribution)