金融

贷款计算器

计算任意贷款金额的月供和总还款额

$
%
年
月
每月还款
$377.42
总还款额 $22,645
总利息 $2,645
本金 $20,000
利息/本金 13.2%
0%
本金
本金 利息
使用方法
  1. Select the Loan Type (Amortized, Deferred, or Bond).
  2. Select your 货币.
  3. Enter the amount (Loan Amount or Due Amount).
  4. Enter the annual interest rate.
  5. Set the loan term in years and months.
  6. 结果根据贷款类型动态更新。

公式

M = P × r(1+r)ⁿ / [(1+r)ⁿ − 1]

Taking out a personal, auto, or business loan requires a clear understanding of your repayment schedule and the total cost of borrowing. A longer loan term lowers your monthly payments but increases the total interest paid over the life of the loan. Knowing exactly what you will owe can protect you from predatory lending practices. Learn more about loan types and your rights by visiting the Consumer Financial Protection Bureau's guide on loans.