Finanzen

VA-Hypothekenrechner

Berechnen Sie VA-Hauskreditzahlungen inklusive VA-Finanzierungsgebühr.

$
$

VA loans allow $0 down for eligible veterans

%
$
$
Monthly Payment
$—
VA Funding Fee
$—
Principal & Interest
$—
Tax & Insurance
$—
Loan Amount (w/ Fee)
$—
Total Interest
$—
Verwendung
  1. Enter the home price. VA loans allow $0 down payment for eligible veterans.
  2. Set your interest rate — VA loans typically offer competitive rates below conventional.
  3. Select your VA loan usage. First-time use has a lower funding fee (2.15% with no down payment).
  4. Veterans with a 10%+ service-connected disability rating are exempt from the funding fee.
  5. The funding fee is typically rolled into the loan, increasing the financed amount.

Formel

VA Funding Fee = Loan Amount × Fee %
Total Loan = Purchase Price − Down Payment + Funding Fee
M = P × [r(1+r)ⁿ] / [(1+r)ⁿ − 1]
First Use, 0% down: 2.15% funding fee
Subsequent Use, 0% down: 3.30% funding fee
5%+ down (any use): 1.50% funding fee
10%+ down (any use): 1.25% funding fee

The VA mortgage is available to eligible U.S. veterans, active duty service members, and surviving spouses. It requires no private mortgage insurance (PMI) and allows 100% financing. The VA funding fee is a one-time charge that helps fund the program. Learn more at VA.gov Housing Loans.