Finanzen

Kreditrechner

Berechnen Sie monatliche Kreditraten und Gesamtkosten

$
%
Jahre
Mo
Monatliche Rate
$377.42
Gesamtzahlung $22,645
Zinsen Gesamt $2,645
Tilgung $20,000
Zinsen/Tilgung 13.2%
0%
Tilgung
Tilgung Zinsen
Verwendung
  1. Select the Loan Type (Amortized, Deferred, or Bond).
  2. Select your Währung.
  3. Enter the amount (Loan Amount or Due Amount).
  4. Enter the annual interest rate.
  5. Set the loan term in years and months.
  6. Die Ergebnisse werden je nach Kredittyp automatisch aktualisiert.

Formel

M = P × r(1+r)ⁿ / [(1+r)ⁿ − 1]

Taking out a personal, auto, or business loan requires a clear understanding of your repayment schedule and the total cost of borrowing. A longer loan term lowers your monthly payments but increases the total interest paid over the life of the loan. Knowing exactly what you will owe can protect you from predatory lending practices. Learn more about loan types and your rights by visiting the Consumer Financial Protection Bureau's guide on loans.