Finanzen

Annuity Payout Calculator

Estimate your monthly payout from a fixed annuity over a specific term or for the rest of your life.

$
%
yrs
Monthly Payout
$—
Annual Payout
$—
Total Paid Out
$—
Total Interest Earned
$—
Balance After Period
$0
Verwendung
  1. Choose Payout Amount (how much you'll receive monthly from a given balance) or Required Balance (how much you need to receive a desired monthly amount).
  2. Enter your starting balance or desired payout, plus the annual interest rate.
  3. Set the payout period in years — how long you want the payments to last.
  4. An Ordinary Annuity pays at the end of each period; an Annuity-Due pays at the beginning.

Formel

PMT = PV × r / [1 − (1+r)⁻ⁿ]
(Ordinary annuity, solve for monthly payment)

PV = PMT × [1 − (1+r)⁻ⁿ] / r
(Solve for required balance)
PV = Present value (starting balance)
PMT = Periodic payment amount
r = Monthly interest rate
n = Total number of payments

An annuity is a fixed series of payments from a lump-sum investment over a set period. Annuities are commonly used in retirement planning to convert savings into a reliable income stream. The key variables are the initial balance, the interest rate, and the payout duration. Learn more at Investor.gov.