금융
복리 계산기
복리 기간별 복리 성장 계산
사용 방법
- Enter your 초기 투자금 (lump sum).
- Add a 월 적립금 if you plan to contribute regularly.
- Set the 연 이자율 (e.g., 7% for stock market average).
- Choose the 기간 in years.
- Select how often interest is compounded (daily, monthly, annually).
공식
A = P(1 + r/n)^(nt) + PMT × [(1 + r/n)^(nt) − 1] / (r/n)
A Future value (ending balance) P Principal (initial investment) r Annual interest rate (decimal) n Compounding frequency per year t Time in years PMT Regular payment (monthly contribution) Understanding how your investments grow over time is crucial for financial planning. Compound interest accelerates the growth of your savings by earning interest on both the initial principal and the accumulated interest from previous periods. Over long periods, this compounding effect can lead to exponential financial growth. For more information on the mathematics behind this, read about Compound Interest on Wikipedia.