금융

대출 계산기

모든 대출 금액의 월 납입액, 총 상환액, 이자 계산

$
%
월 납입액
$377.42
총 상환액 $22,645
총 이자 $2,645
원금 $20,000
이자/원금 비율 13.2%
0%
원금
원금 이자
사용 방법
  1. Select the Loan Type (Amortized, Deferred, or Bond).
  2. Select your 통화.
  3. Enter the amount (Loan Amount or Due Amount).
  4. Enter the annual interest rate.
  5. Set the loan term in years and months.
  6. 결과는 대출 유형에 따라 자동으로 업데이트됩니다.

공식

M = P × r(1+r)ⁿ / [(1+r)ⁿ − 1]

Taking out a personal, auto, or business loan requires a clear understanding of your repayment schedule and the total cost of borrowing. A longer loan term lowers your monthly payments but increases the total interest paid over the life of the loan. Knowing exactly what you will owe can protect you from predatory lending practices. Learn more about loan types and your rights by visiting the Consumer Financial Protection Bureau's guide on loans.