Finanzas

Calculadora de Hipoteca

Calcula pagos mensuales, interés total y tabla de amortización

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Incluir impuestos, seguro y tarifas
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Opciones Avanzadas (Aumentos y Pagos Extra)

Aumento Anual de Impuestos y Costos

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Pagos Adicionales

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Pago Mensual
$1,995
Mensual totales
Capital e Interés
Impuestos
Seguro
PMI y Tarifas
Total de Bolsillo
Precio de la Casa
Monto del Préstamo
Pago Inicial
Total de Pagos
Interés Total
Fecha de Pago Total

Tabla de Amortización

Mes Fecha Interés Capital Saldo Final
Cómo Usar
  1. Enter the home price — the purchase price of the home.
  2. Set your down payment as a dollar amount or percentage.
  3. Choose the loan term (10, 15, 20, 25, or 30 years).
  4. Enter the annual interest rate from your lender.
  5. Agregue opcionalmente impuesto a la propiedad, seguro de hogar y PMI para una estimación de pago total.
  6. Click Calcular to see your monthly payment and full amortization schedule.

Fórmula

M = P × [r(1+r)ⁿ] / [(1+r)ⁿ − 1]
M = Monthly payment
P = Principal loan amount
r = Monthly interest rate (annual rate ÷ 12)
n = Number of payments (years × 12)

Calculating your monthly mortgage payments accurately is an essential step in buying a home. This calculator factors in your principal, interest rate, property taxes, and home insurance to give you a comprehensive estimate. Understanding amortization helps you see how much of your payment goes towards the principal versus interest over time. For more detailed insights into home financing, explore Investopedia's comprehensive guide to Mortgages.