Finanzas

Calculadora de Préstamos

Calcula la cuota mensual, pago total e interés para cualquier préstamo

$
%
años
mes
Pago Mensual
$377.42
Pago total $22,645
Interés Total $2,645
Capital $20,000
Interés/Capital 13.2%
0%
Capital
Capital Interés
Cómo Usar
  1. Select the Loan Type (Amortized, Deferred, or Bond).
  2. Select your Moneda.
  3. Enter the amount (Loan Amount or Due Amount).
  4. Enter the annual interest rate.
  5. Set the loan term in years and months.
  6. Los resultados se actualizan dinámicamente según el tipo de préstamo.

Fórmula

M = P × r(1+r)ⁿ / [(1+r)ⁿ − 1]

Taking out a personal, auto, or business loan requires a clear understanding of your repayment schedule and the total cost of borrowing. A longer loan term lowers your monthly payments but increases the total interest paid over the life of the loan. Knowing exactly what you will owe can protect you from predatory lending practices. Learn more about loan types and your rights by visiting the Consumer Financial Protection Bureau's guide on loans.