金融

ローン計算機

任意のローン金額の月額返済額・総支払額・利息を計算

$
%
年
月
月額返済額
$377.42
総返済額 $22,645
総利息 $2,645
元金 $20,000
利息/元金比率 13.2%
0%
元金
元金 利息
使い方
  1. Select the Loan Type (Amortized, Deferred, or Bond).
  2. Select your 通貨.
  3. Enter the amount (Loan Amount or Due Amount).
  4. Enter the annual interest rate.
  5. Set the loan term in years and months.
  6. 選択したローンタイプに応じて結果が自動的に更新されます。

計算式

M = P × r(1+r)ⁿ / [(1+r)ⁿ − 1]

Taking out a personal, auto, or business loan requires a clear understanding of your repayment schedule and the total cost of borrowing. A longer loan term lowers your monthly payments but increases the total interest paid over the life of the loan. Knowing exactly what you will owe can protect you from predatory lending practices. Learn more about loan types and your rights by visiting the Consumer Financial Protection Bureau's guide on loans.