Finances

Calculatrice Hypothécaire

Calculez les mensualités, les intérêts totaux et le tableau d'amortissement

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Inclure les taxes, assurances et frais
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Options Avancées (Augmentations et Paiements Supplémentaires)

Augmentation Annuelle des Taxes et Frais

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Paiements Supplémentaires

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Paiement Mensuel
$1,995
Mensuel Total
Capital et Intérêts
Taxe Foncière
Assurance
PMI et Frais
Total à Payer
Prix de la Maison
Montant du Prêt
Acompte
Total des Paiements
Intérêt Total
Date de Remboursement

Tableau d'Amortissement

Mois Date Intérêt Capital Solde Final
Comment Utiliser
  1. Enter the home price — the purchase price of the home.
  2. Set your down payment as a dollar amount or percentage.
  3. Choose the loan term (10, 15, 20, 25, or 30 years).
  4. Enter the annual interest rate from your lender.
  5. Ajoutez en option les taxes foncières, l'assurance habitation et le PMI pour une estimation totale.
  6. Click Calculer to see your monthly payment and full amortization schedule.

Formule

M = P × [r(1+r)ⁿ] / [(1+r)ⁿ − 1]
M = Monthly payment
P = Principal loan amount
r = Monthly interest rate (annual rate ÷ 12)
n = Number of payments (years × 12)

Calculating your monthly mortgage payments accurately is an essential step in buying a home. This calculator factors in your principal, interest rate, property taxes, and home insurance to give you a comprehensive estimate. Understanding amortization helps you see how much of your payment goes towards the principal versus interest over time. For more detailed insights into home financing, explore Investopedia's comprehensive guide to Mortgages.